Understanding Roof Warranties: What Every Homeowner Should Know

When it comes to doing work on your roof, whether that means replacing or repairing it, understanding the warranties is important. 

Roof warranties generally fall into two categories: workmanship warranties and product (or manufacturer) warranties. Each plays a role in protecting what is probably your biggest investment, and knowing the difference can save you headaches down the road.

1. Workmanship Warranty

A workmanship warranty protects the homeowner from errors made during the actual installation process. This type of warranty typically covers issues such as leaks, or failures in areas that were replaced or repaired. If the installation wasn’t done correctly, this warranty ensures the company will come back and fix the problem.

2. Product (Manufacturer) Warranty

A product warranty, also known as a manufacturer warranty, covers defects in the roofing materials themselves. This kind of warranty ensures that if any part of your roofing system fails due to manufacturing defects in the physical product itself, you’ll be covered for repairs or replacement.

Extended Warranties: Best of Both Worlds

Many manufacturers offer extended warranties that include both workmanship and product coverage. While these are often more comprehensive, it’s essential to read the fine print and understand exactly what’s included. Some of these extended warranties include all products in the roofing system, giving you maximum protection for your roof. Terms like "lifetime warranty" or "labor and material included" can be vague, so clarity is key.

Key Things to Look For:

Coverage Details: Make sure you know exactly what’s covered under both warranties.

Duration: Some warranties may advertise coverage for 50+ years. Keep in mind that while products might not physically last that long, these warranties often provide protection for the entire life of the roof in terms of defects.

Exclusions: Natural aging and wear are not covered. The warranty only applies if the product fails due to a defect.

Written Documentation: Always get all warranty details in writing. Verbal promises or are not enough.

Roof warranties are often misunderstood or overlooked. They may sound confusing, when presented well, they really aren’t. They are crucial to safeguarding your investment. 

If you're in the market for a new roof or repairs, take the time to understand both the workmanship and product warranties offered.

Remember, your roof protects your home, and your warranty protects your roof. Choose wisely!